4 articles tagged Payments.
Sub-second finality isn't a faster version of the same thing. It removes the reason most payment infrastructure exists, and makes new kinds of payment viable.
Card networks and banks quietly sell what you buy. The data has real value, the question worth asking is why none of it reaches the person who generated it.
A card sale costs a merchant roughly 2-3%. Here is where each slice of that actually goes, who sets it, and why no one at the table can negotiate it down.
What crypto payments for small business actually cost against card and Eftpos fees, why almost nobody pays in crypto yet.